Building Bridges
We’re changing the way of providing loan & financial services for an efficient and sound financial system.
Our Company
AxFina Holding SA is a CEE/SEE focused asset & loan servicer. Our clients are European banks and global investment funds.
AxFina has 3 main business lines:
- Asset & Loan Servicing
- Business Process Outsourcing
- Digital Banking & solutions
We bring state of the art servicing, rationalisation and digitalisation to our core markets, with efficiency, cost saving and expert support to our clients’ businesses. AxFina builds financial bridges.
Our History
Our Culture
AxFina is dedicated to “Building Bridges in the World”. Our culture plays an important role in the company’s approach towards our operations, recruitment, staff assessment and remuneration and is described in our four pillars below:
Pillar 1
Know Your Priorities
We understand that our customers and partners are our number one priority.
Pillar 2
Show Your Spirit
We are proud and privileged to have a “true” European team spirit.
Pillar 3
Embrace Change
We realize that change and innovation are the only constants in business.
Pillar 4
Never Give Up
We remain optimistic, honest, and never give up in the face of a challenge.
Our Management
Our Family
Our Responsibility
AxFina Holding SA. is a Pan-European Financial Services Group with the mission of “Building Bridges in the World“ and is working with other financial service providers to support an efficient and sound financial services system that is dedicated to creating and providing convenient and efficient loan servicing and financial services platform capacities (to include the excluded & underbanked).
- ASSET & LOAN SERVICING
- BUSINESS PROCESS OUTSOURCING
- DIGITAL BANKING & SOLUTIONS
- ANCILLARY ADVISORY SERVICES
Description
Strategic rationale
AxFina to operationally manage both PL and NPL portfolios
- Established AxFina teams in CEE / SEE markets
- Integrated and lean IT set-up
- Operating at low cost
- Extensive expertise in Corporate/SME/Retail loan servicing
- Swift and standardised onboarding of new portfolios
- Remuneration either based on assets under management or collection
- Financial institutions are balancing between loan origination and servicing of the loans
- Loan & Asset servicing is a non-core activity for financial institutions, while it is core for AxFina
- AxFina delivers high returns and helps save costs
- Allows financial institutions to focus on core business and accelerate growth
Description
Strategic rationale
AxFina supports rationalisation of operating model
- Extensive advisory expertise in calibration of operating models and efficiency programs
- AxFina outsourcing hub in Hungary:
- Track record since 2015
- 55 FTEs
- Operating at ultra-low cost
- Financial institutions are looking to decrease costs and refocus on core business (overheads and staff expenses)
- Outsourcing service providers are increasingly seen as strategic partners for financial institutions
- AxFina is a trusted partner for financial institutions to outsource cost-intensive processes
- Access to AxFina specialised resources while shifting fixed costs to variable (pay-as-you-go)
Description
Strategic rationale
Drive front to back digitalisation with Omnio / AxFina solutions
- Fully cloud native Banking Platform-as-a-Service (PaaS) incl. end-to-end managed processes. Access to an ecosystem of partners enabling the offer of additional services to the customers
- Cloud native Digital Debt Collection Platform-as-a-Service (PaaS) supporting orchestrated multichannel communication, payments integration, self service capabilities and CRM
- Subscription fee and revenue sharing model
- Low cost and fast to deploy
- Platform models diversify revenue pools, add more services and partners, and create a new digital ecosystem. These models can achieve 2X operating profits
- Ready-to-use platforms significantly reduce implementation time and offer a low-cost option
- Improve customer experience and strengthen brand reputation
- Relieve from high costs resulting from legacy IT
Description
Strategic rationale
- Loan portfolio due diligence, analysis and valuation
- Due Diligence
- Underwriting of loans and business planning
- Deal structuring / arranging (including Securitisation) and execution
- Support in portfolio sales processes
- Real estate work-out and disposals (with strong links to local brokers)
- RE advisory and appraisals
- Value creation versus asset liquidation
- Maximise proceeds from work-out
- Improve pricing and due diligence
- Ongoing client support as a “one-stop-shop”
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